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Best Banks with the Highest Interest Rate for Savings Account

Are you earning the most from your savings and money market deposit accounts? These accounts are the main pillars of a strong financial foundation, providing you with financial stability and helping you achieve your financial goals. [...]

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Time Value of Money, Inflation, and Opportunity Cost

Could the phrase “time is money” actually be true and not just a commonly used quote? One of the most critical concepts to understand in the realm of personal finance is the time value of money. [...]

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What is an Umbrella Insurance and Do You Need One?

In an increasingly litigious society, it can be scary to think what might happen if you are responsible for an accident, and then are sued. It’s true that your insurance policy probably has liability coverage, but [...]

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What is a 1099-K and Why Did I Receive One?

This year many individuals are receiving an unexpected new tax form in the mail: the 1099-K. This is a new form that is causing a lot of confusion amongst tax payers. If you received one and [...]

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5 Important Lessons about Credit that Most People Learn the Hard Way

Years ago I had a co-worker who had a saying: credit cards don’t come with instructions! How true. On the one hand having a credit card makes buying so easy. Just hand over your card, and [...]

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