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40 Ways To Reduce Your Monthly Spending

Taken from the article Trimming The Fat: Forty Ways To Reduce Your Monthly Required Spending by Trent Hamm. Trent's blog, The Simple Blog is all about 'financial talk for the rest of us.'

Created by Victor Goh

Money and Finance

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Introduction

One of the biggest challenges in personal finance is figuring out ways to reduce the regular bills that we all face each month. These continuous regular expenses simply fill up our budget, leaving us less money to invest for the future - and also less ...

Automobile

Automobiles are money pits - they constantly go down in value, devour fuel by the gallon, and often require all manner of repairs and maintenance work. How can we reduce the cost of automobiles in our monthly budget?

1. Use public transportation

If you have an option that enables you to ride to regular destinations (such as work, the store, or a shopping center) instead of using your automobile, you can save quite a bit of money on gas and maintenance by just dropping a few coins on the bus or ...

2. Sell an automobile

If an automobile is sitting in your driveway or garage and isnât used, consider selling it. If nothing else, the insurance expense will go away, and if you can use the money from the sale to pay it off or, better yet, pocket some of the money, even ...

3. Carpool

If you have an opportunity to share a ride to and from work with someone else, that not only significantly reduces wear and tear on your car and gas expenses, it enables you to use any carpooling lanes on the commute, which almost always save time when ...

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